IUL
Indexed Universal Life
An IUL policy grows your
savings with market-based interest, protects against losses,
and offers tax-free access
for retirement and more.
LEARN how you can have a future tax-free
How to open an
IUL account
First Step
Please take a moment to answer a few brief lifestyle questions. This will help us better understand your financial objectives and insurance carriers best suited for you.
Pre-Qualification
Schedule a brief call with our licensed IUL Specialist. They’ll answer your questions, ensure you fully understand the policy, see if it’s the right fit, and if you qualify.
Ready to Apply
Our IUL specialist will build a plan customized for your specific financial goals and guide you through application process step-by-step.
5 KEY GAME CHANGERS WITH AN IUL
🧾 Tax-Free Retirement Income
Imagine having a steady stream of income in retirement that’s not subject to taxes. An IUL can help make that possible.
🛡️ Protection with Growth
Unlike traditional investments, an IUL offers the potential for growth while protecting your principal from market downturns. This means your money can grow without risking what you’ve already earned.
🏦 Access Cash When You Need It
Life happens, and when it does, your IUL allows you to access your cash value without penalties or tax implications, even before retirement.
👪 Legacy Planning
Leave a lasting financial legacy for your loved ones. An IUL ensures that your family is taken care of, no matter what the future holds.
🛠️ Flexibility and Control
With an IUL, you’re in control. You can adjust your premiums and death benefits as your life and needs change over time.
We proudly partner with the best IUL carriers in the market, including:
MEET YOUR TRUSTED
IUL EXPERT
When it comes to securing your financial future, Edgar Celis is your trusted expert, ready to guide you through the options and provide professional solutions. Whether you’re looking to build a tax-free retirement, protect your savings from market downturns, or ensure your family’s financial security, we’ve got you covered. Edgar Celis is a licensed and verified broker dedicated to helping people plan smarter for retirement. His goal is to help you achieve financial peace of mind without putting stress on your family.
Member of #1 team of IUL brokers in the country.
Licensed broker in 48 states.
Committed to helping you plan for a tax-free future.
Fluent in Spanish
CONTACT INFORMATION
National Producer #: 21095733