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Indexed Universal Life - IUL
Your tax-free retirement starts here.
No medical exams or blood tests
How to open an
IUL account
First Step
Please take a moment to answer a few brief lifestyle questions. This will help us better understand your financial objectives and insurance carriers best suited for you.
Pre-Qualification
Schedule a brief call with our licensed IUL Specialist. They’ll answer your questions, ensure you fully understand the policy, see if it’s the right fit, and if you qualify.
Ready to Apply
Our IUL specialist will build a plan customized for your specific financial goals and guide you through application process step-by-step.
Schedule a brief strategy call with us!
If you have questions about your IUL needs or want more information before you begin the process, let’s talk.
Contact us directly:
5 key game-changers with an IUL
Imagine having a steady stream of income in retirement that’s not subject to taxes. An IUL can help make that possible.
Unlike traditional investments, an IUL offers the potential for growth while protecting your principal from market downturns. This means your money can grow without risking what you’ve already earned.
Life happens, and when it does, your IUL allows you to access your cash value without penalties or tax implications, even before retirement.
Leave a lasting financial legacy for your loved ones. An IUL ensures that your family is taken care of, no matter what the future holds.
With an IUL, you’re in control. You can adjust your premiums and death benefits as your life and needs change over time.
Trusted Carriers.
Top-Tier IULs.
We partner with over 30 of the most trusted life insurance companies in the industry—offering top-tier Indexed Universal Life (IUL) policies through carriers like National Life Group, F&G, Ethos, Americo, Mutual of Omaha, Columbus Life, and more.
Frequently-asked questions
What is an IUL?
Indexed Universal Life Insurance (IUL) is a life insurance policy that protects your family while accumulating cash value linked to market growth, with no risk of loss. Plus, it allows you to access that money tax-free.
Who is this for?
It is for people who want to grow their money safely, with access and tax benefits.
How much does an IUL cost?
It is for people who want to grow their money safely, with access and tax benefits.
What’s the difference between an IUL and a 401(k)?
An IUL is a life insurance policy with a death benefit and cash value growth potential, while a 401(k) is a retirement savings plan. An IUL offers tax-free growth on the cash value, and unlike a 401(k), there’s no risk of losing the cash value due to market downturns.
How do I get an IUL?
To get an IUL, you'll need to work with a licensed agent, like us, who can assess your needs, help you choose the right policy, and guide you through the application process.
I already have life insurance. Do I still need an IUL?
If you already have life insurance, an IUL can still offer additional benefits, such as tax-free growth and access to cash value. It may be a good option to supplement your existing coverage, especially if you're looking to build wealth for the future.
Let’s Chat!
Got questions or want to learn more?
Schedule a quick discovery call, and we’ll explore how an IUL can fit into your plans. It’s an easy, no-pressure conversation to see if this is the right move for you!
