With final expense insurance, you’re giving your family the greatest gift — the freedom to grieve without worrying about finances. They’ll have the funds they need quickly, so they can focus on what matters most.
Your monthly premium never increases — no matter your age or health changes.
The benefit amount you choose will never go down as long as you make payments.
Your policy will never expire — it’s there for your family whenever they need it.
Your loved ones receive the full benefit without having to pay income tax.
Final expense insurance is a small whole-life policy designed to cover end-of-life costs such as funeral expenses, medical bills, and small debts.
It’s simple to qualify for, often with no medical exam, and gives you and your family peace of mind. With funeral costs in the U.S. averaging $8,000–$12,000 — before factoring in medical bills or other debts — these expenses can easily become a burden on grieving loved ones.
Many applicants can qualify regardless of health history, with premiums locked in for life and coverage that never decreases as long as payments are made.
From Indexed Universal Life policies to Final Expense, Term Life, and Annuities—we tailor solutions that fit your goals.